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Knee Osteoarthritis

Knee osteoarthritis is typically managed in steps: evaluation and medication first, then physical therapy and injections, and surgery only if symptoms keep limiting daily life. Most people never reach the surgical stage - this timeline shows what the common path can cost if you do.

Estimated healthcare costs you pay and other financial effects across the care timeline.

Estimated impact to you over five years

$6,670-$24,360

Estimated healthcare costs you pay plus costs beyond the medical bill, such as missed earnings. Total medical spending is shown separately and is not added again; it already includes the healthcare portion you may pay. Without coverage or when paying cash, your actual healthcare costs may be much higher than this estimate.

1

Diagnosis & Initial Management

0-3 months

Your first visits confirm the diagnosis and start basic treatment - usually imaging plus over-the-counter or prescription pain relief.

Five-year total treatment: Included once in the five-year total

Standard of care: AAOS (2021); ACR (2019)

Estimated total impact to you

$290-$1,190

Standard of care

These care steps follow guidelines from these medical groups.